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Kev Pab Qiv Nyiaj Rau Cov Neeg Yuav Tsev Thawj Zaug

Lub vev xaib no tau txhais los ntawm lus Askiv ua kev pab rau cov neeg uas tsis tshua paub lus Askiv. Peb sim muab cov txhais lus raug, tab sis yuav muaj me ntsis txawv txav. Yog muaj sib txawv ntawm cov lus Askiv thiab lus lwm yam, cov lus Askiv yog cov tseem ceeb.

This webpage was translated from English as a convenience to people with limited English skills. We try to provide accurate translations, but slight differences may exist. If there is a difference between the English version and a version in another language, the English version is the official one.

Tsis txhob tos! Nyiaj tsawg lawm!

Lub xeev Minnesota Kev Pab Qiv Nyiaj Rau Cov Neeg Yuav Tsev Thawj Zaug yog qiv pob nyiaj cas tsev thiab pob nyiaj kaw tsev rau cov neeg yuav tsev thawj zaug.  Txoj kev pab qiv nyiaj no qiv tau txog li ntawm $35,000.

Txoj kev pab no muaj nyiaj txhawb nqa rau kwv yees li 1,500 tus neeg tau txais kev pab uas tuaj yeem siv tau raws li kev tuaj txog ua ntej. Txoj kev pab no yuav muaj txog thaum nyiaj pab kawg.

Leej twg yog cov neeg yuav tsev thawj zaug?

Tej zaum koj kuj Tsim nyog tau txais pob nyiaj rau cov neeg yuav tsev thawj zaug yog tias koj thiab koj niam/txiv los yog cov neeg muaj cai tswj koj:

  • Tsis tau yuav tsev (tsis hais nyob lub teb chaws twg)
    LOS YOG
  • Yuav tsev lawm tab sis poob rov qab vim them tsis taus

Yog tias koj tsis paub seb koj niam/txiv los yog cov neeg muaj cai tswj koj yuav tsev los yog poob rov qab vim them tsis taus, tej zaum koj kuj tsim nyog tau txais txoj kev pab no.

Dab tsi yog Kev Pab Qiv Nyiaj Rau Cov Neeg Yuav Tsev Thawj Zaug?

Npaj txij los pib lawm po?

Txoj kev pab nyiaj vam khom rau tus neeg yuav tsev thawj tiam yog ib qho nyiaj vam uas tsis yuav tsum them tam sim, tsis muaj nyiaj ntxiv, thiab yuav raug zam tseg. Ib nrab ntawm nyiaj vam yuav raug zam tseg tom qab 10 xyoo thiab qhov ntxiv tom qab 20 xyoo. Koj yuav tsum nyob hauv tsev kom txog hnub zam nyiaj thiab ua tau raws li txhua yam ntawm daim ntawv cog lus thiaj li tsim nyog zam nyiaj.

Nyiaj vam ntawm Txoj Kev Pab Nyiaj Vam Khom Rau Tus Neeg Yuav Tsev Thawj Tiam yuav tsum them tag nrho thiab tam sim ntawd yog tias lub tsev hloov mus rau qhov tsis yog tus tswv nyob lossis yog koj muag los sis rov vam tsev. Cov cai tsim nyog suav nrog cov ciam teb nyiaj tau los, qhov tsawg kawg nkaus ntawm qhab nia, thiab yuav tsum tau kawm tiav ib qho chav kawm ntawm cov neeg yuav tsev.

Koj yuav tsum muaj qhov kev pab cuam Nyiaj Qiv Pib (Start Up First Mortgage) los yuav koj lub tsev kom siv tau Txoj Kev Pab Nyiaj Vam Khom Rau Tus Neeg Yuav Tsev Thawj Tiam. Koj tuaj yeem siv nyiaj vam no rau ntau yam nqi, suav nrog nyiaj tso tawm thiab nqi kawg.

Koj kuj tseem sib xyaw tau txoj kev pab no nrog ib qho ntawm peb cov kev pab cuam nyiaj vam tso nyiaj thiab nqi kawg. Yog koj tsim nyog, koj yuav tau txais nyiaj vam txog $53,000 rau kev pab nyiaj tso nyiaj thiab nqi kawg.

Nrhiav ib tus neeg muab nyiaj vam uas koom tes. Peb cov network ntawm cov neeg muab nyiaj vam tuaj yeem teb koj cov lus nug txog Txoj Kev Pab Nyiaj Vam Khom Rau Tus Neeg Yuav Tsev Thawj Tiam thiab nws cov cai tsim nyog.

Nco ntsoov qhia rau tus neeg muab nyiaj vam tias koj xav tau kev pab ntawm “Minnesota Housing’s First-Generation Homebuyer Loan Program”.

Xav tau sij hawm ntxiv es thiaj li npaj tau?

Tsis yog thaum twg los npaj yuav tsev yuav yog thaum ntxov dhau.

Koj tuaj yeem mus kawm ib chav kawm kev kawm yuav tsev lossis tham nrog tus kws qhia txog tsev nyob. Mus saib peb lub vev xaib qhia txog kev kawm yuav tsev kom paub ntau ntxiv hnub no!

Muaj kev koom nrog rau cov kev pab qiv nyiaj rau faim Single Family Division, Minnesota Housing yuav tsis qiv nyiaj los yog teem kev qiv nyiaj. Nws tsis yog tus tswv pib los yog tus qiv pob nyiaj thiab tsis muaj faim nrog rau ib lub Tuam Txhab twg. Cov lus sib cog tseg nrog rau cov kev qiv nyiaj no nrog rau cov kev pab no, nrog rau cov xov tseem ceeb xws li cov nqi qiv nyiaj, cov paj annual percentage rate (APR), kev them nqi, kev nthuav qhia, thiab lwm yam uas yuav tsum qhia rau cov neeg tuaj qiv nyiaj mas yog lub luag hauj lwm ntawm lub Tuam Txhab.